A story about the buyout of a financial institution by another bank and the resulting angst of employees at the first institution includes a comment by Cary Lichtman, industrial psychologist at Wayne State . He advised employees who are concerned about losing jobs to get busy networking and cutting personal debt. "It's not going to be the greatest Christmas they've had, but they have to focus on the future," he said. In a year, he pointed out, "there's a good chance that they'll be in as good a job or better than they're working at right now."